Membership in The Analytics Network shifts over time.  
Current Analytics Network Members are as follows.
Ralph White, Managing Member
Mr. White was Senior Vice President and Chief Credit Officer in the
Financial Solutions Group at Marsh and McLennan Securities, now
called Marsh Enterprise Risk.  He headed Chase's Commodity Finance
Division in Hong Kong and led its Japanese Business Development
Team.  He brings expertise in valuations, strategic planning, asset and
liability management, financial reporting and controls, risk management,
international trade and export finance, and high technology.  Mr. White's
MBA is from  Columbia Business School.

David Smith, Managing Director
Mr. Smith was a Vice President in Mellon Bank's Corporate Finance
Group, and brings expertise in evaluating managements and strategies,
valuing investments, and making investment decisions.  He also
contributes comprehensive investment research capabilities and is an
expert financial modeler.  Mr. Smith has earned a CFA, and his MBA is
from Columbia Business School.

Gary Dycus,
Mr. Dycus was a Managing Director at MBIA, and Risk Manager in their
Financial Institutions Group.  He brings expertise in credit audit, credit
policy, commercial real estate finance, structured finance, and
asset-backed securities.  He has extensive small business consulting
experience.  Gary was a Captain in the US Army, and has a BS in  
Accountancy from the University of Illinois.

Colin Redhead
Mr. Redhead was a Vice President in Private Placements with J.P.
Morgan Securities.  He brings considerable experience in debt capital
markets, originating, structuring and executing complex transactions in
several industries.  He has strong technical and analytical abilities in
marketing, due diligence, negotiation, and documentation.  Mr.
Redhead's MBA is from Harvard Business School.

Carolyn Holmes
Ms. Holmes was Chief Credit and Risk Officer at the Kuwait Real Estate
Bank, a privately-owned bank in Kuwait.  At Chase, she was  the Division
Executive of the Textile and Apparel Division, and HR Executive for the
Global Trading and Securities Sector .  She brings expertise in human
resources, international finance, trade finance, credit product marketing,
and credit and risk management.  Ms. Holmes has an MA in Slavic
Languages from NYU, and she attended the New York University
Graduate School of Business.

Mark DeRugeriis
Mr. DeRugeriis is CEO of a turnaround project known as Blue Chip
Farms.  He was a team leader in Mergers and Acquisitions at Mitsubishi
Trust.  In addition to his turnaround specialty, he is an advanced
computer modeler and financial forecasting specialist.  Mr. DeRugeriis is
a hands-on manager.  His MBA is from Pace University.

Gary Benschip
Mr. Benschip was Treasurer of Curtiss-Wright Corporation, a $750
million diversified engineering and manufacturing company, listed on
the NYSE.  He is experienced in all aspects of treasury operations,
budgeting, banking and finance, M&A, investor relations, business
restructurings, strategic planning, risk management, and benefits plans.  
Mr. Benschip's MBA is from DePaul University.


The Analytics Network